Adviser FAQs

How do I introduce clients to IREI?

If you are interested in using IREI as a funder for your clients, please contact our regional representative.

How much capital is IREI looking to deploy in the EU/UK market?

We have more than €70m of committed capital to lend against assets and/or cash flows to help companies in the EU/UK drive further growth and expansion.

What level of funding will IREI provide to a client?

Our loans start from €1m and go up to €25m. 

What is the typical term for a IREI facility?

The terms of our loans range from 6 months to 5 years, amortising or bullet.

What types of funding do IREI provide?

Some businesses are seeking to refinance or restructure their existing facilities, building additional financial headroom to take advantage of new opportunities for growth. Others require capital to fund the purchase consideration and ongoing working capital for an acquisition, management buy out or buy in.

What security does IREI require?

As a secured lending platform, we look for a first ranking debenture over the borrower and where appropriate, a fixed charge over property and/or fixed assets.

Do you require personal guarantees?

Any additional guarantees to support the borrower are considered on a case by case basis.

What information requirements does the client need to provide?
  • 2 years historic, 1 years forecast profit & loss and balance sheet
  • Historic and forecast cash flows
  • Most recent management accounts not more than 2 months old
  • 3 months bank statements
  • Turnover and debtor breakdown by customer